The UK's Leading Independent Health Insurance Specialists

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  • Flexible cover options to suit different needs and budgets
  • Compare medical insurance and get up to 50% OFF**
  • Free Child Insurance with certain policies

Private medical insurance doesn't need to be expensive

  • We have an ethical approach to PMI; our slogan is: "Honesty... and the best policy".
  • We compare health insurance policies to give you a totally free, no obligation quote.
  • We have a highly trained and qualified team of advisers.
  • We stay totally impartial and unbiased at all times; all our advisers get the same commission, no matter what insurer or policy they recommend.
  • We have a simple and straightforward approach to health insurance - we keep jargon to a minimum.

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About Private Medical Insurance (PMI)

What is Private Medical Insurance (PMI)?

PMI is an alternative to the NHS; it complements it and provides a quicker, higher grade service that covers the cost of your private medical diagnosis and treatment, for most injuries and ailments after taking out the policy.

PMI has a number of great benefits, the biggest among them being immediate treatment. Think of the relief you would feel being treated quickly and privately for covered conditions, rather than waiting weeks or months on the NHS.

What conditions are covered by PMI?

Generally speaking, if you are fit and healthy, PMI insurers will cover any medical conditions you develop. However, all insurers have what’s called exclusions; these are not covered.

A general exclusion is something that will only ever be dealt with by the NHS, such as accident and emergency. Each insurer has an easily available list of exclusions and our advisers can tell you what is and isn't included for any policy we recommend. More commonly excluded conditions are those you had before taking out the policy (known as pre-existing conditions).

What's the best way to buy medical insurance?

As an intermediary, we naturally think that our approach is the best way to buy PMI. This is slightly different than that for car or home insurance.

The first step is to fill out a short quote form. Next, an adviser will contact you to offer advice, guidance and a free no-obligation health insurance quote based on your own personal circumstances. This longer process is due to the personalised nature of the product, and enables us to better match you with the best policy.

What people say about us

...I found the straight forward advice from Usay Compare to be very helpful. I didn't feel pressurised at any time and found the Usay representative to be knowledgeable. I am convinced that with their assistance I got the policy I needed...