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About Private Medical Insurance (PMI)
PMI is an alternative to the NHS; it complements it and provides a quicker, higher grade service that covers the cost of your private medical diagnosis and treatment, for most injuries and ailments after taking out the policy.
PMI has a number of great benefits, the biggest among them being immediate treatment. Think of the relief you would feel being treated quickly and privately for covered conditions, rather than waiting weeks or months on the NHS.
Generally speaking, if you are fit and healthy, PMI insurers will cover any medical conditions you develop. However, all insurers have what’s called exclusions; these are not covered.
A general exclusion is something that will only ever be dealt with by the NHS, such as accident and emergency. Each insurer has an easily available list of exclusions and our advisers can tell you what is and isn't included for any policy we recommend. More commonly excluded conditions are those you had before taking out the policy (known as pre-existing conditions).
As an intermediary, we naturally think that our approach is the best way to buy PMI. This is slightly different than that for car or home insurance.
The first step is to fill out a short quote form. Next, an adviser will contact you to offer advice, guidance and a free no-obligation health insurance quote based on your own personal circumstances. This longer process is due to the personalised nature of the product, and enables us to better match you with the best policy.
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...I found the straight forward advice from Usay Compare to be very helpful. I didn't feel pressurised at any time and found the Usay representative to be knowledgeable. I am convinced that with their assistance I got the policy I needed...